Business Operations
HealthyCash flow snapshot from your live project data.
Business Money
Supporting your professional growth with peace of mind.
Freelance Strategy
Salary Goal Planner
€0.00/mo
You are near your monthly take-home goal.
Projects Overview
See all your projects at a glance and compare how much each one costs.
Total Projects
0
Total Costs (All Projects)
€0.00
Total Income (All Projects)
€0.00
Estimated Monthly Burden
€0.00
Tip: click Open on any row to switch your full Business Desk view to that project.
Manage Projects
Project
Total Cost
Monthly Equivalent
Monthly Costs
Yearly + One-time
Action
Business Desk
Track freelancer costs, estimate KVK tax reserves, and price products with margin + VAT.
Active Project: -
Total Costs
€0.00
Monthly Cost Base
€0.00
Total Income
€0.00
Monthly Income Base
€0.00
Yearly Cost Base
€0.00
One-time Purchases
€0.00
Business Services
Keep track of software, hosting, tools, and recurring costs for this project.
No services yet for this project.
Business Income
Track recurring revenue streams and one-off income for this project.
No income yet for this project.
Monthly Cash Flow Plan
See what you earn after VAT and income tax for this project. All costs are pulled from your Business Services list.
Income tax is calculated in layers: 36.97% up to 75,518 yearly profit, then 49.5% above that.
Revenue
€0.00
Business Costs
€0.00
Gross Profit (Revenue - Costs)
€0.00
VAT Owed to Gov
€0.00
Output VAT minus input VAT
Income Tax Reserve
€0.00
Progressive NL brackets (effective 0.0%)
Bracket Breakdown (Yearly Profit)
Profit before deductions: €0.00
Deductions: €0.00
Taxable profit: €0.00
Bracket 1 tax: €0.00 on €0.00
Bracket 2 tax: €0.00 on €0.00
Tax credits: €0.00
Yearly income tax after credits: €0.00
Available to You
€0.00
What you keep after VAT and income tax
SaaS KPI Snapshot
Operational metrics based on recurring invoices in your tracker.
MRR
€0.00
ARR
€0.00
Active Customers
0
ARPU
€0.00
Logo Churn (MoM)
0.0%
Lost customers: 0
Invoice & Payment Tracker
Track what you billed, what is paid, and what is still outstanding.
Outstanding
€0.00
Overdue Invoices
0
Paid This Month
€0.00
No invoices yet for this project.
Quarterly VAT Return Summary
Q1-Q4 estimate for VAT output, input, and payable amount.
Q1
Revenue ex VAT
€0.00
Output VAT
€0.00
Input VAT (costs)
€0.00
VAT to reserve
€0.00
projected from monthly revenue
Q2
Revenue ex VAT
€0.00
Output VAT
€0.00
Input VAT (costs)
€0.00
VAT to reserve
€0.00
projected from monthly revenue
Q3
Revenue ex VAT
€0.00
Output VAT
€0.00
Input VAT (costs)
€0.00
VAT to reserve
€0.00
projected from monthly revenue
Q4
Revenue ex VAT
€0.00
Output VAT
€0.00
Input VAT (costs)
€0.00
VAT to reserve
€0.00
projected from monthly revenue
SaaS Subscription Pricing
Enter what it costs you to run the app per user, set a gross margin, and see what to charge. VAT and income tax are handled separately so you see exactly what you keep.
Step 1 Your running cost per user
Tip: total monthly hosting + API costs number of users. E.g. 100 hosting / 100 users = 1.
Step 2 Gross margin target
SaaS typically targets 7090%. At 80% with 1 cost you charge 5/user/month.
Step 3 Taxes & payment
Tax set-aside
35%
This comes from your project tax planner
This is set aside from your gross profit before your final take-home.
Start with Step 1 and Step 2 to see your price.
What If Simulator
Try scenarios with custom price and client counts to see if you make money, when you break even, and what is eating your profit.
Step 1 - How much do you charge?
Step 2 What does each client cost you?
Step 3 Monthly fixed costs
These are costs you pay regardless of how many clients you have rent, tools, subscriptions.
Tax reserve (35%) is auto-applied from your project settings this is what you set aside for income tax.
Fill in steps 13 to see your numbers.
You will instantly see if you are profitable, when you break even, and what each client is worth.
Minimum Hourly Rate
Enter what you want to take home per year and your working hours. We will show the minimum hourly rate needed to cover all costs and taxes.
Tax reserve (35%) from your project settings is factored in automatically.
Enter your desired annual salary to see your minimum hourly rate.
Runway Calculator
How many months can you survive with zero new revenue? Know your deadline before you need one.
Enter your savings and monthly burn to see how long you can last.
How Much Can I Pay Myself?
Based on your monthly revenue and costs, see what is safe to take as salary and whether you can afford a specific target.
Pulled from your project settings
Monthly revenue€0.00
Monthly fixed costs€0.00
VAT rate21%
Income tax method35% flat
Yearly deductions€0.00
Yearly tax credits€0.00
Update these in the Monthly Cash Flow Plan section above.
Use the Salary Goal Planner card on the right to set your desired salary target and required client sales.
Set your monthly revenue in the Cash Flow Plan above to see what you can pay yourself.
Salary Goal Planner
Set your desired monthly salary and see the required client sales and full tax-aware cost breakdown in a separate planner.
Uses your current project settings for VAT, tax mode, deductions, tax credits, and fixed monthly business costs.
Enter your desired salary to see required client sales and the full monthly breakdown.